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🚨 Emergency Loan Estimator

Project your end-of-round cash position to avoid Capsim's costly emergency loan — which kills your BSC score.

In Capsim, an emergency loan is issued automatically when your cash falls below $0. It carries a high interest rate and deducts 100 points from your BSC Emergency Loan criterion.

Cash Flow Projection

All values in $M (millions). Use your current-round decision inputs and prior financials.

Starting Cash Balance ($M) Cash at start of this round (from last round's Balance Sheet)

Expected Revenue from Sales ($M)

Production Costs / COGS ($M) Material + Labour + Capacity. Includes inventory carry costs.

SGA Budget ($M) Promo + Sales budgets + other admin costs

R&D Budget ($M)

Capital Expenditure / New Capacity ($M) Cost to buy new plant capacity (from Production module). Leave 0 if not buying capacity.

Net Finance Activity ($M) Bond/stock proceeds minus repayments. Negative = net cash outflow (paying down debt/buying back stock).

Taxes & Other Outflows ($M, optional) Estimated taxes, dividends, and other cash outflows

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Bond issuance, stock decisions, and cash management — we optimize your finance module to prevent loans and maximize stock price.

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🚨 Emergency Loan Estimator

Cash Flow Projection

Projected Cash Position

How to Avoid an Emergency Loan

Need a Complete Finance Strategy?